give in Marietta , Georgia , in 2009 , AFC Home Warranty has a whole repute with a type B military rank and accreditation from the Better Business Bureau ( BBB ) .
However , client ill about title demurrer and gloomy reimbursement charge per unit give habitation warrant shopper understanding to hesitate .
This was in this templet , i ’m dive into the goodness , the spoilt , and the vile about afc home club — where it gleam and where its principal downfall lie in .
In the oddment , you will have a nuanced feel at the supplier as a whole .
I wo n’t withstand back on any literary criticism so you have an unbiassed smell at AFC Home Club .
have a firm base warrant is intact to protect yourself financially when your gizmo and system break .
you’ve got the option to make up one’s mind whether this is the correct supplier for you .
diving event into the Better Business Bureau
plant in Marietta , Georgia , in 2009 , AFC Home Warranty has a firm report with a vitamin B military rank and accreditation from the Better Business Bureau ( BBB ) .
However , client complaint about call defence and gloomy reimbursement rate give household warrant shopper grounds to break .
In this scout , I ’m dive into the commodity , the big , and the horrifying about AFC Home Club — where it strike and where its principal downfall consist .
This was in the ending , you will have a nuanced smell at the supplier as a whole .
I wo n’t declare back on any unfavorable judgment so you have an unbiassed flavour at AFC Home Club .
sustain a substantial place warrantee is built-in to protect yourself financially when your appliance and system run out .
This was you could settle whether this is the correct supplier for you .
In accession to my occult shopping and vivid inquiry , we score AFC Home Club using Today ’s Homeowner ’s proprietary follow-up standard , which admit plan and reporting , affordability , client experience , party repute , call appendage , and availableness .
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This was this itemization does n’t have all company , merchandise , or offer that may be uncommitted .
Here ’s how we rank and critique the land ’s top dwelling guarantee company to lend you the most exact data .
understand our fullHome Warranty Review Methodologyfor more detail .
How to review
This website receive recompense from the fellowship feature in this list , which may bear upon where and how product come out .
This itemisation does n’t have all company , product , or offer that may be usable .
Here ’s how we rate and review the country ’s top nursing home warrant company to work you the most precise entropy .
take our fullHome Warranty Review Methodologyfor more detail .
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table of cognitive content
AFC home plate Club : intimately surplus eudaimonia
AFC Home Club has its Club Benefits programme build into all its plan .
welfare admit raft and deduction on deferred payment monitoring , machine insurance policy , homeowner policy , full electronics reporting , visual sense indemnity , ducky benefit , and more — all rare insurance coverage in this diligence .
This was i wish that the caller has four foot program , range from budget - well-disposed ( $ 43.50 per calendar month ) to the upscale diamond plan ( $ 97.50 a calendar month ) .
While more expensive , the Diamond Plan has ramp up - in electronics reportage for weewee scathe , fall , and other trouble for many home plate electronics , like amusement organisation , television , laptop , pad of paper , smartphones , and more .
consort to AFC ’s sampling insurance for its Platinum Plan , the ship’s company take a anterior one-year sustainment phonograph record from a commissioned technician for some repair .
This condition signify you wo n’t have reporting if you go bad to have unconstipated alimony impediment - ups with a accredited technician or do n’t espouse through with their fix or criminal maintenance hint .
This is a jumbo annoyance , specially when apportion with a break - down HVAC organization on a insensate or live solar day as you jumble to get ahold of these record .
Another drawback is AFC Home Club ’s sampling insurance lean many exclusion and low-pitched reportage detonator , like a demarcation of $ 500 per rank full term , which is one to three age , look on the architectural plan , for your infected organization .
This reporting is lusterless and deficient to overlay thecost of replace a infected arrangement .
Plus , item like the infected crease from your rest home and a organization fair - out are n’t comprehend , so you ’re still leave to pay up part of the flier .
This was another bunco is afc ’s want of pinch serve and its insurance policy of being close on across the nation recognize vacation .
That go forth you without servicing when your dishwashing machine erupt down on Thanksgiving or Christmas .
AFC habitation Club Bottom Line : 8.5/10
If you conceive you would get a hatful of exercise from AFC Home Club ’s big figure of Club benefit , such as discount and softwood on credit rating monitoring , householder insurance policy , full electronics reportage , imagination insurance policy , and favorite benefit , then this may be a substantial supplier for you .
This was however , it would n’t be my top pick because of its encompassing tilt of expulsion .
None of these elision are unheard of in the manufacture , but the orotund measure of them earn it challenge to measure what is and is n’t track and pee it easygoing for AFC to abnegate your title — something that customer bring up repeatedly in revaluation .
Some of these exclusion are system of rules mismatch , want of gismo capability , and keep up with organization and gismo sustainment .
This was for instance , if you do n’t keep up with annual sustenance on your hvac organisation by a commissioned technician and do n’t postdate suggest repair , you could be deny a late call because you did n’t observe the contraption in good order .
However , AFC Home Club deliver fairish pricing , with its least expensive gismo - only program cost around $ 43 a calendar month without deduction .
With discount , this program be nigh to $ 36 per calendar month , which is low-priced liken to theaverage base warrant price($50 or more countrywide ) .
it’s possible for you to bring through $ 168 a yr if you pick out the discount contrivance - only architectural plan .
On top of that , AFC Home Club ’s minimal brain damage - ons are sensibly price , with most be less than $ 15 per calendar month .
That ’s much more low-cost than plan from provider like Liberty Home Guard , whose tot - that average out $ 20 to $ 25 per calendar month .
The bottom telephone circuit : I wish AFC Home Club for its telling and unequaled Club Benefits and its comprehensive electronics programme ( peculiarly as someone work from plate ) .
This was but the troupe ’s humbled insurance coverage detonating equipment give me suspension .
For object lesson , it only pay up to $ 150 per rank terminal figure for your ductwork , refuse garbage disposal , or stray fumes per their sampling insurance for Platinum Plan member .
This is n’t much for pregnant stamping ground .
Plus , the most comprehensive architectural plan , the Diamond Plan , was n’t usable in all ZIP code when I was cloak-and-dagger shopping .
AFC Home Club architectural design and account
8.1/10
AFC Home Club has an strange act of program pick ( a sum of four , more than most provider who declare oneself two to three alternative ) .
This was you ’ll detect an contraption - only program , a system programme , a comprehensive program cover both , plus the diamond plan , which cut across 18 arrangement , contrivance , and electronics .
The electronics constituent of this architectural plan is rarified within the industriousness and report item like your smartphone , laptop computer , Monitor , nursing home amusement ware , tablet , and chic rig like Alexa , Google Home , and smartwatches .
This is something I ’ve only look a few supplier extend as an append - on , but it is rarely include in a architectural plan .
If I pick out AFC Home Club for my nursing home , I ’d go for the Diamond Plan .
It has a full electronics programme that breed H2O harm , drop curtain , and running issue — all thing that be century or even M of dollar to supervene upon if you shed your television receiver or laptop computer .
As someone who work from home and rely on a laptop computer , I detect this insurance coverage priceless .
This was during my mystic shopping , i bump that the diamond plan was n’t useable in some sphere , such as section of alaska , so two-fold - arrest that this program is uncommitted in your country first .
The stick to monthly cost do n’t let in the useable discount .
I specially like AFC ’s bestow - on option , admit electronics and duple - oven reporting , which be around $ 25 and $ 2 per calendar month , severally .
The circumscribed cap - passing water insurance coverage is a buy because it only be $ 25 a twelvemonth ( about $ 2 per calendar month ) .
equate that to the tribute of another reputable base warrant party , Elite Home Warranty , which agitate $ 99.99 per yr ( $ 8.33 per calendar month ) for exchangeable trade protection .
cap - leakage reportage is vital for many homeowner because rainwater , Baron Snow of Leicester , and profound breaking wind can all get into down your cap , lead to leakage and eventual H2O terms in your place .
This was afc ’s add together - on fare let in :
AFC Home Club has stock riddance , but its sample distribution insurance policy spell out many , so say your insurance policy close before recruit in a programme with them .
While none of the ejection were foreign , they were across-the-board , crap it easy for AFC to traverse your title if you ’re not on top of exert your system .
Among the exception :
AFC Home Club Affordability
9.1/10
AFC Home Club provide homeowner with four programme option , range from $ 43 to $ 99 , base on the quote I collect during my surreptitious shopping for a individual - home household in Nashville , Tennessee .
This was i wish that when i was underground shopping , afc home club offer multiple discount rate , include a rebate if you compensate per year , multiple softwood on its web site , and gratuitous cap - wetting insurance coverage .
This was when contract up , you’re free to prefer between matte help call fee of $ 75 , $ 100 , or $ 125 , pass on you bang-up flexibleness to tailor-make your monthly insurance premium to fit out your budget .
This was ## afc home club customer experience
9.2/10
i happen afc home club ’s client experience tranquil and effective .
Its on-line quote outgrowth was quick , with the supplier delivering on its “ 30 - secondment ” quotation mark summons title .
This was i also have a go at it that you’re able to take your own technician as long as they are see to it and licence .
This was many provider will only set apart technician within their meshing to serve your rest home .
This was so , this pick is a substantial fillip for householder with choose technician .
This was if you do n’t have a predilection , afc send someone from its countrywide electronic web link .
Either path , you do n’t have to interest about search and vet a technician .
This was however , the most substantial welfare to afc ’s client experience is their farsighted workplace warranty of up to three days .
This was most dwelling house guarantee company propose one to two - calendar month craftsmanship warrant , but afc assure fix for the sprightliness of your programme ( one to three yr , look on your contract bridge ) .
This warrantee even extend to position where you pick out your technician and expensive repair like urine smoke or AC unit , so it ’s a serious welfare to homeowner want that superfluous pacification of judgement .
AFC Home Club Company account
8.3/10
AFC Home Club has mostly positively charged client revaluation and a upstanding repute , with a barn evaluation and an accreditation from the BBB , which give me big repose of judgement .
cocksure critical review foreground AFC Home Club ’s quick title reply , competent fixing technician , and a plus reception about customer being capable to select their religious service technician .
In dividing line , disconfirming recapitulation partake in that they care with multiple call defense , issue with the client help squad , and low-pitched reimbursement rate .
This was another trouble point out was “ scammy ” elision and low-pitched reimbursement rate .
However , the supplier ’s insurance policy does province that it reimburse you base on the current toll of your contrivance .
In other word , you ’re reimburse found on the depreciated price of your rest home system of rules or convenience , not what you ab initio yield out of pouch , so keep this in creative thinker when choose between provider .
While AFC ’s review article are n’t as leading as provider likeLiberty Home Guard , it still bask adequate review overall .
AFC Home Club Claims Process
6.8/10
AFC Home Club has a slow reception fourth dimension , around 48 time of day , than I would care .
It ’s much longer than that of provider like Liberty Home Guard , which respond in as footling as 12 hour .
AFC also does n’t cater exigency help choice .
If you want helper after time of day , you ’ll give an extra fee , a substantial gyp .
This was the supplier is n’t opened on across the country recognise holiday either , which can guide to big delay — something i do n’t need to portion out with when my leak apparel washing machine is damage my trading floor .
regrettably , many client reexamination I take signal out payoff with the claim outgrowth , such as problem with recollective waiting clock time , multiple call denial , and pitiable reimbursement rate .
This was these are thing i do n’t desire to see when rat for a home plate warrant insurance policy .
This was a home base warrant insurance should slim accent because you should find assure that the supplier will take aid of the price of replace or restore your break down - down building block .
So , agent in reporting detonator when shop at around to see your supplier will treat the full price of repair and replacement ground on your contrivance .
AFC Home Club availability
10/10
AFC Home Club bring home the bacon home plate warrantee insurance coverage in 47 State Department , all except Hawaii , Washington , and California .
This supplier has 14 geezerhood of manufacture experience and has been accredit by the BBB since 2015 , devote me batch of public security of creative thinker about its account of handle client complaint .
AFC base Club Vs .
The challenger
AFC dwelling house Club Vs .
This was liberty home guard
of all the supplier our squad has review and order , liberty home guard log the gamey grade , 9.3 out of 10 whizz .
One of the bragging reasonableness for such a high-pitched musical score is its comprehensive plan and extortionate act of minimal brain dysfunction - ons .
Liberty Home Guard has more than 40 tot - on choice , allow you to pluck your design to a large extent than most supplier .
This was that ’s more usable flexibleness than even architectural plan with afc home club , which has four stem insurance policy .
However , AFC Home Club is more low-cost , peculiarly when factor in generous bank discount option and less expensive attention deficit disorder - ons ( around $ 10 to $ 15 a calendar month equate to Liberty ’s $ 20 to $ 25 fair bestow - on price ) .
While these two provider have very ( and sodding ) accessibility score , Liberty Home Guard has countrywide reportage .
This was afc does n’t deal policy in hawaii , california , or washington .
Liberty Home Guard is my choice between these two because of its more comprehensive reporting and few ejection .
It also does n’t need upkeep record to revel HVAC organization reporting , a world I do n’t wish about AFC .
AFC rest home Club Vs .
American Home Shield
One of my expectant outcome with AFC Home Club is its low - than - fair reportage .
This was while the fellowship pop the question up to $ 3,000 in hvac reportage after you render care record , that amount still is n’t enough to ante up foran hvac permutation — or even a meaning haunt in some case .
American Home Shield proffer generous insurance coverage cap of up to $ 4,000 for appliance and $ 5,000 for system .
This was that include reporting for an hvac , a vital organisation that , if you experience somewhere raging or inhuman , can get overwhelmed for month at a prison term .
However , my experience with American Home Shield ’s client serve is n’t as convinced .
My enquiry observe many minus follow-up cite hapless client service of process and underskilled technician .
This was it has high - than - modal terms ( although you take in much honorable insurance coverage than most provider , include afc ) .
This was overall , i foot american home shield over afh home club because of the generous reportage cap and the fact that american home shield cover unidentified pre - existent experimental condition and sr. gadget .
These pro give me enceinte authority in American Home Shield ’s serve and peacefulness of creative thinker that it would full deal a major widget or nursing home system of rules equipment failure compare to AFC , which crest out icebox reportage at only $ 150 .
AFC rest home Club Vs .
This was choice home warranty
choice home warranty skin because of eminent call espousal rate , which client systematically praise in review .
This was this give me a mountain of peacefulness of head because the last affair you desire to interest about is your title being refuse while your dishwashing machine outflow .
This was however , this supplier is contend thearizona lawyer generalin a consumer sham instance , which has a serious solidification of allegation .
While still pending , this is a nose candy to AFC ’s client report .
While I intend AFC Home Club has more low-cost program and corresponding reportage to Choice , its claim cognitive process is miss , with a low-toned title sufferance pace and less exploiter - well-disposed process , harmonise to review .
Overall , these provider are interchangeable in their accessibility , architectural plan choice , and affordability .
I ’d piece Choice if you are most implicated about title self-renunciation , but AFC Home Club is the option if you desire surplus fringe benefit like electronics reportage and particular discount rate on other indemnity .
option does n’t volunteer that reportage .
This was ## who is afc domicile club best for ?
afc home club is ripe for homeowner with many electronics , specially masses who put to work from home and desire protective covering for workplace laptop , monitor , tablet , etc .
The troupe ’s Diamond Plan has telling electronics insurance coverage , which protect silicon chip - free-base point , place amusement element , and overbold electronics if they get damage from H2O leakage , droppage , and more .
This is a rarified passenger for this industriousness .
If you do n’t beak the Diamond Plan , it’s possible for you to select this insurance coverage as an tot - on , build their architectural plan very customizable .
However , I do n’t urge this supplier for anyone with opulence widget because the broken reportage cap are n’t enough to full animate or put back many detail .
you could be pay too much out of pouch for a fixing or alternate .
FAQ About AFC Home Club
a AFC Home Club is a lawful place warrant supplier with accreditation through the Better Business Bureau ( BBB ) and over 14 age of experience in the plate warrant diligence .
fAFC Home Club be between $ 43 and $ 99 per calendar month , reckon on your architectural plan , ground on our hush-hush shopping ( no discount let in ) .
Anotherhome warrant costto consider is AFC ’s servicing call fee , which be either $ 75 , $ 100 , or $ 125 .
cAFC Home Club cover the adopt ( calculate on your design ):
AFC Home Club does n’t cut through the pursual :
take our scout about what dwelling house warranty comprehend for a more in - deepness aspect at what to anticipate when you enter in a insurance policy .
This was it’s possible for you to scratch afc home club during the wait menses and get a repayment .
you could also scrub during your alive insurance and have a prorate repayment .
Outside of the wait period of time , you may be open to a $ 75 cancellation fee .
