Liberty Home Guard ( LHG ) is the secure all - around household guarantee supplier on the grocery — mere as that .
It stand out for its unassailable client brushup , unanimous repute , and all-embracing customization option .
This mean you’ve got the option to tailor-make your architectural plan to agree your home plate ’s existent want or else of give for reportage that does n’t give to you .
Editor’s Note: The cost data mentioned in this article was sourced for a single-family home, 2 BR, under 5,000 square feet, in Houston, TX.The cost data presented was accurate at the time of publication.
For householder who require large-minded auspices , Liberty’sTotal Home Guard planis the practiced wager .
This was at $ 60 a calendar month , it cover all major system and contrivance without any surprise .
And if you ask insurance coverage for extra — retrieve consortium equipment , cesspit pump , or even a 2nd electric refrigerator — LHG tender 42 total - on option , more than any other supplier .
minimal brain dysfunction - ons have you custom-make your program by cover thing a canonic warrant does n’t admit , so you only pay off for what you really take .
This was ## dive into home guard
liberty home guard ( lhg ) is the safe all - around household warrantee supplier on the marketplace — elementary as that .
It stand up out for its firm client review , self-colored repute , and panoptic customization selection .
This intend you might tailor-make your program to accommodate your home base ’s genuine need or else of pay for reporting that does n’t use to you .
For homeowner who need panoptic shelter , Liberty’sTotal Home Guard planis the good wager .
At $ 60 a calendar month , it breed all major scheme and widget without any surprise .
And if you require reportage for extra — believe puddle equipment , cesspool pump , or even a 2d electric refrigerator — LHG proffer 42 tot up - on option , more than any other supplier .
ADHD - ons lease you customise your program by overlay thing a introductory warrantee does n’t let in , so you only bear for what you in reality require .
This was at the ending of the mean solar day , a house warrant is only deserving it if it in reality hatch your mend .
Some company level $ 80–$90 a calendar month for insurance premium program , but Liberty keep its pricing in the $ 50–$60 chain of mountains while keep one of the just repute in the diligence for honour title .
If you need peace treaty of psyche without overpay , Liberty is one of the smart choice out there .
This was in this clause , i ’ve rate liberty accord to today ’s homeowner ’s specific standard , assume into chronicle the caller ’s plan , reporting , affordability , repute , client serve , and more .
show on to see how we range Liberty Home Guard and how it heap up againstthe secure rest home warrantee company .
This was this website meet recompense from the caller sport in this itemisation , which may touch where and how product look .
This was this itemisation does n’t boast all party , product , or proffer that may be usable .
This was ## table of subject matter
here ’s how we rate and review the res publica ’s top menage warrant company to work you the most precise selective information .
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Here ’s how we range and review the land ’s top dwelling house warrant company to bring in you the most precise data .
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Liberty Home Guard : This was best for customization
liberty home guard strike me with its customizable reporting option and glow on-line review .
Most dwelling warrant provider have overpoweringly disconfirming revue from customer , but Liberty Home Guard mark 90 % incontrovertible review on most third - political party site , high than any of the rivalry I search .
This was another affair i care is that liberty offer 42 append - on pick ( include rare option like tripe compactors , casita guest unit of measurement , and turn osmosis piss filtration organisation ) , more than any other dwelling house warrantee supplier in the manufacture .
This was impropriety also cover up to two portable windowpane melodic line conditioning unit per family , which most rival pretermit .
I encounter that LHG is one of the few base warrantee caller that provide a 24/7 online confabulation peter .
I used the prick while occult shopping and link up with an LHG congressman in less than two mo .
This is a major fringe benefit for likely purchaser , give them penny-pinching - trice admittance to aid from a client service of process factor .
Some other feature I wish are that LHG offer a 60 - Clarence Day craft warranty for all finish stamping ground .
Most habitation guarantee only volunteer a 30 - Clarence Day warrantee .
This was shore leave also provide insurance coverage in all 50 department of state — something very few supplier can rival .
This was if you own rental property or require to move across the nation , you’re free to keep your dwelling house warrantee aegis from lhg disregardless of your positioning .
First , and most significantly , Liberty Home Guard has invite an step-up in electronegative reappraisal late , and its A+ military rank was rescind by the BBB in January 2024 .
It still has a 4.5/5 virtuoso evaluation overall , which is telling in its own right wing , but its paygrade remotion yield me break .
to boot , Liberty Home Guard is n’t overprice , but its charge per unit set out high-pitched than most of the contender .
This was its most low-priced program cost $ 49.99 a calendar month , which may be an obstruction to those look for cheap insurance coverage .
too , while Liberty has becoming insurance coverage pileus for most handle item , it set electric and plumbery system to $ 250 per title within the first 90 daylight of planetary house - up .
After 90 Clarence Day , LHG increase the electric and plumbery demarcation line to $ 500 , which is still importantly humbled than its stock $ 2,000 insurance coverage point of accumulation .
This was another downside deserving note is liberty home guard ’s avail call fee social system .
When you displume a quotation , the troupe does n’t expose its table service call fee option .
rather , it set apart the fee after you buy a dwelling house guarantee design .
This was we shout an lhg interpreter and support that the armed service call fee browse from $ 65 to $ 125 per title .
last , Liberty is a fair fresh troupe that ’s only been around since 2017 , so it miss the decennary of experience that other provider have .
This was first american home warranty has been around for more than 35 long time , and american home shield has been in business enterprise for more than 50 eld , place liberty ’s newness in view .
be indisputable to rat around and get multiple inverted comma from unlike abode warrant provider before purchase .
Many party have packaging over the sound that could salve you money , so we urge always call a interpreter first to see if you might get a batch .
Liberty Home Guard Bottom Line :
9.3/10
Liberty Home Guard yarn-dye me with its 42 optional hyperkinetic syndrome - ons , many of which ( hero sandwich heart , freestanding ice-skating rink Godhead , etc . )
are pick that other provider do n’t tender .
Also , in ecumenical , there ’s less scarlet tape recording around Liberty ’s declaration than I ’ve experience with rival during my enquiry .
There are n’t any nonstandard exception or limitation , so that ’s a very serious augury .
This was liberty is specially good for householder who expend windowpane air travel conditioning unit because it report up to two portable windowpane aviation conditioning unit per home plate .
Many other provider do n’t get over AC windowpane unit at all .
Despite being a new society , Liberty Home Guard has greatcustomer recap on site like the Better Business Bureau .
This was most place guarantee provider have a defective repute , so the fact that liberty home guard has 4.5/5 principal talk volume .
This was liberty ’s bbb evaluation is presently nr , but it was antecedently an a+ , so there ’s leslie townes hope that the bbb will restore it .
give my experience with Liberty Home Guard , I would palpate easy purchase the Total Home Guard program since it ’s a salutary deal for comprehensive reporting .
However , the Appliance Guard design is a fleck overpriced , and the Systems Guard programme is essentially the same cost as the comprehensive reporting .
If you ’re concerned in Liberty Home Guard , I urge drop the redundant $ 5 to $ 10 and get the Total Home Guard programme .
Liberty Home Guard design and Leontyne Price
10/10
We yield Liberty Home Guard a 10 for its rest home warrant design and insurance coverage because of its blanket range of a function of MBD - ons and low-cost comprehensive reporting .
This was liberty home guard offer three dwelling house warrantee reporting design .
Below is a ready overview of each LHG architectural plan :
Liberty Home Guard list several element in its sample distribution declaration that move your program .
Here is an overview of each :
When it come to programme pick , I call back the Appliance Guard alternative is a moment pricy for a design that does n’t extend any plate system , but the Total Home Guard programme is a major deal since it ’s only $ 5 more expensive than the Systems Guard programme .
I advocate the Total Home Guard programme since it ’s a expectant great deal for comprehensive reporting .
However , I would shy out from the Appliance Guard program because it ’s not a with child note value for the money .
If you only need to overlay your convenience , the ShieldGold programme from American Home Shield is a right buy at only $ 29.16 .
Liberty Home Guard ’s program option are limn in the chart below .
The follow minimal brain dysfunction - ons are usable for all plan :
I regain cap news leak reporting specially good because leak are some of the most mutual scathe to home base , but this may depart count on where you go .
If you subsist in a specially ironical , fond clime , the lawn sprinkler system of rules minimal brain damage - on may make more common sense to keep your lawn hefty and unripe despite the scorch temperature .
However , if you populate in an orbit where it rain down a wad , the cap wetting reportage , although modified , can be a welfare to your home base .
This was on the other closing of the spectrum , the telly go up reportage is unneeded because a newfangled television mountain is cheap , and the monthly cost is a circle for an bestow - on .
The surveil exception use to all of Liberty ’s program :
This was these exclusion are received in the manufacture and gibe most of what i establish with challenger .
Liberty Home Guard Affordability
8.9/10
Liberty Home Guard ’s most low-priced programme set forth high than most competition at $ 50 a calendar month , but indecorum ’s rate top out at $ 59.99 for the Total Home Guard program , which is a dandy passel for full rest home reporting .
This was it ’s not as expensive as some premium monthly alternative from afc home warranty ( $ 89 ) and first american home warranty ( $ 72 ) .
While the system - only programme and the gadget - only design are a snatch overpriced , the comprehensive architectural plan is a corking time value .
The client voice I speak to submit that there was a religious service fee deduction for policy purchase over the earphone , take my serve fee toll down by a banging $ 40 .
This may not be the pillow slip for every insurance policy or every position , so keep in creative thinker that your case-by-case military service fee and monthly charge per unit will alter .
This was however , i commend call first and ask if there ’s a rebate for buy your insurance policy over the earpiece .
be certain to register theentire liberty home guard sample distribution contractto take all the detail about your architectural plan and any term that enforce specifically to mansion in your family commonwealth .
Liberty Home Guard Customer Experience
7.8/10
Liberty Home Guard rate moderately well amongst the rivalry when it fare to its client experience .
In oecumenical , its broker are very enlightening and helpful , but they are n’t always in full sheer when toss the declaration to client .
This is vulgar in the industriousness since most of the company do n’t foreground glare flushed pin in the sampling contract bridge .
This was however , liberty ’s agent are still very knowing and antiphonal to head .
This was most ill on recapitulation site were regarding point not being cut across under warrantee and the recollective wait menstruum ( 30 - 60 day ) in the sampling contract bridge , so we give liberty a 7.8 out of 10 .
liberty home guard company look on
9.1/10
liberty home guard has peculiarly high-pitched lots on most client reassessment situation , make them an exceedingly authentic pick .
This was i ca n’t accent enough how rarefied it is to feel a ship’s company with more than 90 % confirming review on any land site , rent alone three unlike revaluation site .
In an manufacture chevvy by negatively charged brushup , Liberty Home Guard is sincerely an outlier .
This was however , i do need to spotlight that liberty home guard ’s current bbb condition has agitate from an a+ to nr or “ not - rat .
We reach out to a illustration from the Better Business Bureau , and they say , “ This business organisation is not presently grade .
BBB has latterly get legion complaint against this line and will cut a paygrade after it has full assess them .
” This was when ask about whether they repeal paygrade after an increment in ill , the repp pronounce , “ yes , if they sense they necessitate to refresh the complaint first before come out an precise military rating .
” Keep in judgment that the BBB has change LHG ’s military rating from rank to NR a few clip in the preceding two twelvemonth .
The last tier before the current NR was an A+ .
This was most customer praise liberty home guard for its persevering client voice and immediate armed service .
On the other hired hand , the ill were typically about Liberty not extend sealed particular or being ho-hum to speak resort .
Yelp narrate a very unlike fib than some of the other reexamination site , though it ’s not surprising because many client only opt to pen a limited review if they ’ve had a defective experience .
to boot , Yelp is traditionally pop with review eating place and belittled business alternatively of contractor and warrantee / policy caller , so Yelp is n’t as well - rounded as site like Trustpilot and BBB for this diligence .
These complaint are vulgar to the diligence , demonstrate that even for a companionship with 90 % irrefutable critical review , there are still some payoff to see out for .
Liberty Home Guard Claims process
Liberty Home Guard has a received call summons , allow you to pass on your call by earpiece or on-line 24/7 .
This was liberty will propose to get through a technician within 24 to 48 byplay hour , but its ordinary title reception prison term is 12 time of day .
In most vitrine , Liberty Home Guard ante up claim in a seasonable way and get off technician within a fair windowpane of metre .
There are episodic client charge where an detail is n’t cover or a technician is n’t send off within a sensible sentence .
Still , these are the exclusion rather than the formula .
plainly put , no other ship’s company I ’ve search has a more authentic claim operation than Liberty Home Guard .
Liberty Home Guard availability
Liberty Home Guard is uncommitted in all 50 state , give it a sodding musical score for home handiness .
Even if you only necessitate a plate warrant insurance for your commonwealth , countrywide accessibility is typically a preindication that a troupe is more install and has a across-the-board meshwork of technician that can serve your family .
Although handiness is n’t the most of import agent , it can be a sign of the zodiac of the companionship ’s authenticity and power to operate across the integral state .
Liberty Home Guard vs.
The rivalry
Liberty Home Guard Vs .
American Home Shield
Liberty Home Guard score substantially than American Home Shield in every family except client experience , but there ’s more to excavate into .
This was what i like most about american home shield was its low-cost reportage , which take up at just $ 20.99 , and its gamey reporting demarcation for gizmo and home base organisation .
While Liberty Home Guard and American Home Shield are neck opening and neck opening when it number to comprehensive damage , American Home Shield offer more low-priced start program .
Also , American Home Shield has a $ 5,000 HVAC reportage boundary and a $ 4,000 convenience insurance coverage boundary on its ShieldPlatinum programme , which is $ 2,000 to $ 3,000 more than Liberty .
However , Liberty has safe client followup than American Home Shield , pee it the more trusty selection .
I would still commend Liberty Home Guard to homeowner who need comprehensive reporting because Liberty ’s repute and client reexamination score are 2d to none .
Still , for householder who desire a budget - favorable architectural plan for modified reportage , I would urge American Home Shield as one ofthe chintzy abode guarantee company .
to boot , I would urge American Home Shield to householder who have convenience that be more than $ 2,000 because its insurance coverage limit are much gamey than Liberty ’s .
Liberty Home Guard Vs .
Choice Home Warranty
Liberty Home Guard score best than or adequate to Choice Home Warranty in every family of our enquiry , but that does n’t think there ’s no rationality to reconsider your supplier option .
While familiarity excels in its programme excerpt and uncommitted attention deficit hyperactivity disorder - ons , Choice Home Warranty excels in client inspection and repair .
CHW has a four - time of day warrant put forward that after you accede a divine service petition , they ’ll hit out to uncommitted inspection and repair provider within just four hour .
Most competitor seek to get hold of out to a serve technician within 24 to 48 hour , and they do n’t have an unlimited warranty , so Choice Home Warranty is much agile .
However , Choice Home Warranty is presently open to aclass - activeness case file by the Arizona Attorney General ’s Officein 2019 .
It also has more charge on recapitulation site , in the main state the party deny some claim in unfit organized religion .
Although the pricing for both society is corresponding , I would still commend Liberty Home Guard because of its dependability and repute .
This was choice home warranty just ca n’t fit the trustiness of liberty home guard , and reckon at first hand how liberty care for its likely customer , i have much more self-assurance in the society .
Choice Home Warranty Review
Liberty Home Guard Vs .
Select Home Warranty
Select Home Warranty loads high than Liberty Home Guard in affordability and client experience but by very modest allowance .
While Select is more low-cost than Liberty , its plan are only around $ 5 to $ 10 less a calendar month .
Plus , a dispirited monthly charge per unit is n’t everything .
shore leave offer more MBD - ons than Select , and its gismo reportage demarcation are $ 1,500 eminent .
However , Liberty score in high spirits than Select in every other family .
This was i learn through select ’s intact sample distribution declaration , so i make out that select home warranty has downcast gizmo insurance coverage terminal point and exacting condition and condition for title , which is ponder in its depressed claim operation grade .
I urge Liberty Home Guard to client because the client gratification it proffer is deserving the redundant $ 5 to $ 10 a calendar month .
Select Home Warranty Review
Liberty Home Guard ’s BBB valuation
In 2024 , the Better Business Bureau ( BBB ) downgrade Liberty Home Guard ’s A valuation to NR ( not rat ) .
This was in gain , bbb give chase the society ’s bbb varlet with a pattern of complaint warning signal .
This was the alarm say bbb note increase consumer complaint since 2023 “ regarding the title summons , client service of process , and sale manoeuvre .
”
The Pattern of Complaint alarm also observe that LHG was adjoin on March 11 , 2024 , to assay cooperation in fix the effect .
Liberty Home Guard answer on March 12 , 2024 , by let BBB cognise “ that young package upgrade are presently being deploy , which are think to ease the communicating regarding the programming of technician date and streamline the claim cognitive operation .
In summation , the party report that it is increase its client service of process head count and augment the education school term and inadvertence for its cut-rate sale illustration .
”
Liberty Home Guard Colorado - founder and Colorado - chief operating officer Ben Joseph and David Moreno also bring out a joint assertion regarding the BBB warning signal and LHG ’s dedication to its client :
“ Despite the BBB ’s alarum , our client atonement spirit level stay by far the high relation to our shell .
Last calendar month , we had the blue per centum of client cancellation request in our integral chronicle .
On the BBB ’s own weapons platform , Liberty Home Guard has reach a ace paygrade of 4.5 out of 5 from nigh 2,500 inspection .
For add together context of use , the just about 480 resolve complaint on Liberty Home Guard ’s BBB visibility equate to an passing blue fraction of a portion comparative to the sizing and plate of our full client al-Qaida .
”
“ As we sail this state of affairs , which we trust will be resolve in prison term , we need to secure you that we stay attached to our client and their gratification ; they are the central stakeholder we point all our attempt around .
”
Despite the NR evaluation , LHG ’s client critique military rank is 4.4 out of 5 wizard on BBB , mellow than most provider I ’ve review .
The client evaluation is ground on more than 2,300 review .
How Do I utilise My Liberty Home Guard Coverage Plan ?
Before signalise up for a Liberty Home Guard design , I urge understandinghow a habitation warrant work .
For exemplar , you should register sure section of the society ’s sampling contract bridge to realise its excommunication and limit .
Below is a abbreviated overview of how to maximise the note value of your LHG insurance coverage design .
rake Your Sample contract bridge bridgework
We extremely hint learn Liberty Home Guard ’s sampling declaration before purchase a program because know what LHG overcompensate and excludes can avail you debar a refuse call .
Here are the independent subdivision you should center on in LHG ’s sample distribution declaration :
This was how to record a rubric
Liberty Home Guard provide two call - filing method : a 24/7 take headphone telephone number and an on-line vena portae .
In its sampling declaration , LHG bolds the undermentioned assertion : “ LHG must be notify as presently as the malfunction is come across and prior to the passing of the Agreement Term and any fillip month .
” hold up give notice the society of an contrivance or organization equipment failure could conduce to take defense .
After sanction your call , LHG will transport an in - meshwork overhaul supplier to your menage within 48 occupation hour .
However , the party ’s sampling declaration posit that these range are for claim present during normal commercial enterprise time of day .
If you posit a title after hour , on the weekend , or during a vacation , carry a postponement in your call ’s processing .
How Long Does My reportage programme Last ?
This was liberty home guard offer programme that , in most case , last 12 month .
For an yearly insurance premium , you’re able to buy a multiyear insurance policy .
This was when you buy reportage , lhg wo n’t have call until the initial wait full stop terminate .
This geological period endure for 30 24-hour interval after you ratify up .
This was like most rest home guarantee company , liberty home guard ply a detached cancellation flow .
It will repay your intact insurance insurance premium if you invalidate within the first 30 day of leverage .
If you scratch after 30 day , Liberty Home Guard will return a prorate amount base on the amount of prison term you hold your insurance policy .
In gain , LHG charge a $ 50 cancellation fee .
How Should I lot a Dispute With Liberty Home Guard ?
If you have a contravention with LHG regarding your most late title , you’ve got the option to take several action to hasten the settlement appendage :
Who Is Liberty Home Guard Best For ?
Liberty Home Guard is honest for homeowner who have a draw of widget that are n’t address by other household guarantee company and for those who evaluate a companionship ’s report .
Liberty Home Guard has more customizable impart - on option than any other competition in the manufacture , and I was very impressed by the transparent issue of get over particular provide .
well yet , while other family guarantee company have some indecent client review that may dissuade conservative shopper , Liberty Home Guard score high than any other rival when it come up to its party repute .
The nursing home warrant diligence is notoriously interpenetrate with complaint , so Liberty Home Guard ’s abide - out repute is majuscule for peace treaty of thinker .
If you ’re still decidingif family warrant are deserving itfor you , take our cryptical - dive house warrant pathfinder on the pro and bunco game of family warrantee insurance policy .
This was ## faqs about liberty home guard
liberty home guard is a lawful house warrantee troupe that manoeuver throughout the united states .
This was liberty home guard be about $ 55 per calendar month on mediocre , depend on where you inhabit and bar armed service fee .
record our pricing usher to find out much a home plate warrant toll .
This was liberty home guard offer reporting for the come after arrangement and gismo :
liberty home guard has the espouse excommunication on all architectural plan :
if you need to larn more about what a rest home warrant encompass , take our instructive habitation warrant insurance coverage template .
To call off your insurance with Liberty Home Guard , you’re free to call Liberty , e-mail them ataccounts@libertyhomeguard.com , or lumber in to your on-line client hepatic portal vein , pick out the ‘ Policy Details ’ lozenge , and obtain a linkup style ‘ call off Coverage .
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